Car affordability

How much car can you afford?

Start from your take-home pay, set aside the real cost of running a car, and see the finance payment and car price that leaves.

1

Running costs

Everything the car costs before any finance payment.

£/ year
£/ year
£/ month
£/ year
£/ year
£/ year
2

Your budget

What's left each month after your essential outgoings.

£/ month
£/ month
Rent or mortgage, bills, food, other debt repayments.
We suggest no more than 20%.
£/ month
Optional top-up on top of the share above.
3

Finance

Hire purchase or personal loan, repaid in equal monthly instalments.

£
%
Example figures shown. Replace them with your own.